Stay on Top of the Current Rates and explore your refinancing options
Potentially save money on your current mortgage, or leverage your equity with a cash-out refinance 4
See what you qualify for — no obligation quote 2
Quoting process will not impact your credit score 3
Typically takes less than 5 minutes
Your Refinancing Options include:
Cash-out Refinance 4
A Cash-out Refinance is a mortgage refinancing option that allows you to convert a portion of your home equity into a lump sum of cash.
Rate-and-term Refinance
A Rate-and-term refinance updates/changes your mortgage interest rate, or loan length, without increasing your overall balance.
Home Equity Loan (HELoan) 5
A HELoan is a lump sum, one-time loan secured by your home. HELoans tend to have lower, fixed interest rates in comparison to personal loans because they are secured.
Did you know?
With current rates in 2026, you could be overpaying on your current mortgage?
Rates are constantly on the move and, if you currently have a mortgage, you may be paying a higher interest rate than you have to.
Stay on top of it and connect with a licensed loanDepot professional to explore your refinancing options today!
No obligation Quote 2
Over $550 Billion Funded
Ranked Top 10 Lender 5
Stress-free Application
EXCLUSIVE, LIVE mello DEMO
Fill out the following form to request a personal, live demo of the mello lending platform with a loanDepot representative.
To view legal disclosures and important notices, please click the following:
Lifetime Guarantee
Disclaimers
NMLS#174457 - NMLS Consumer Access Site ©2009-2026 loanDepot.com, LLC. All rights reserved.
2) If you determine to move forward with your application advance fees are required, including credit report, automated valuation model and property condition report fees.
3) Completing an offer inquiry will not impact your credit score and will allow you to see offers containing potential terms and rates; however, if you submit an application, we will report a hard inquiry to one or more of the consumer reporting agencies.
4) By refinancing the existing loan, the total finance charges may be higher over the life of the loan.
5) Per Scotsman Guide 2025 Top Overall Lenders: https://www.scotsmanguide.com/rankings/top-mortgage-lenders/2025-top-overall-lenders/
