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How To Turn Your Home Equity Into Cash

Access up to 80% of your home's value and use the cash for anything - home improvements, debt consolidation, or life's big expenses.

Get Started!

Fill out this short form so our team of mortgage experts can help you out! All fields are required.

Fast & Easy Process*

1.

See What You Qualify For

2.

Choose Your Loan Terms

3.

Get Funded Fast*

Why Homeowners Choose loanDepot for Home Equity Loans

Over 1.8 Million Customers

92.5% customer satisfaction rating***

No-Obligation Quote

See what you qualify for with no impact to your credit score**

Keep Your First Mortgage Intact

No need to refinance your current low rate

Expert Guidance Every Step

Our specialists help match your goals to the right loan

See What Our Customers Say About Us

"Knowledgeable staff who answered our questions with confidence. They knew what they were doing."


Vivian G.

"Immediately from the onset of the online application the experience was pleasurable and professional."


Daniel Q.

What Can You Do With Your Home Equity?

Use the funds for:

Home upgrades or everyday expenses

Paying off high-interest debt

Medical bills or major purchases

College tuition or emergency expenses

Home Upgrades

Fund a Major Purchase

Emergency Repairs

Pay Off Credit
Card

Frequently Asked Questions

How do I get equity out of my house?

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What's the difference between a home equity loan and a HELOC?

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How fast can I get the money?

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Ready To Get Started?

This process typically takes less than 5 minutes.

* Funding timelines vary based upon whether verifications of income, employment, property condition or property value are needed. The application process is digital, but remote online notarization is not available. You will need to connect with an in-person notary to complete the process.

** If you determine to move forward with your application, advanced fees are required. This includes credit report, automated valuation model, property condition report, and possible appraisal fees.

*** Customer Satisfaction percentage is based on all loanDepot surveys completed between 01/1/2024 to 12/31/2024 by consumers who funded a loan with loanDepot.

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